Monthly Archives: November 2020

Nov 24 2020

ELECTRIC CARS

As technology improves, electric vehicles, also referred to as EVs, are increasing in popularity. The benefits of EV are the result of:

  • being environmentally friendly with no emissions
  • nearly silent engine sound
  • potential tax credits have been available in recent years
  • lower operating costs and maintenance expenses
  • smartphone apps to program charging times and to heat or cool the passenger cabin in advance of driving

Common concerns associated with EVs include:

  • the higher initial cost
  • short driving ranges for some models and in cold weather and on steep inclines
  • slow charging time, which are improved with new technology
  • charging stations may not always be available
  • loss of cargo space for the battery pack
  • lower towing capacities than with a conventional vehicle

The two main EV types are battery electric vehicles (BEVs) only running on electricity, and plug-in hybrid electric vehicles (PHEVs) that use electricity for a limited distance before switching to a gas-electric hybrid mode. Some models have an onboard generator to create electricity for greater driving distances.

For additional information on electric cars, go to:

Link #1

Link #2

Link #3

Teaching Suggestions

  • Have students conduct online research to determine current models, prices, and operating costs of electric cars.
  • Have students conduct an interview with someone who owns an electric car or hybrid to obtain information about the person’s experiences.

Discussion Questions 

  1. What factors should a person consider when buying an electric car?
  2. Describe future developments that might make electric cars more attractive to car buyers.

 

Nov 7 2020

Fill out the FAFSA

For many people, how to pay for a college education is one of the major financial decisions before deciding on a school. There are many different ways to pay for college. Understanding your choices can help you make the right decision for your situation.

Start by completing the Free Application for Federal Student Aid (FAFSA)

A critical first step for many prospective students is to complete the FAFSA . FAFSA completion is an important part of the student aid process.

Due to the coronavirus pandemic, some states have extended their FAFSA deadlines. . Contact your school’s financial aid office to find out if their priority FAFSA deadline has been extended.

Why fill out the FAFSA?

Filling out the FAFSA is required if you want to apply for federal assistance, including grants, loans and work study. Your eligibility for need-based federal aid, such as Pell Grants and subsidized student loans is determined by your FAFSA submission.

Filling out the FAFSA does not commit you to taking out student loans or accepting the financial aid offered. However, if you do not submit a FAFSA you will not be able to access federal grants or other forms of federal financial aid.

In addition, states typically require students to complete the FAFSA to qualify for state grant programs, and most colleges and universities will not consider awarding any institutional aid, until the FAFSA has been submitted.

Even if you have not finalized your plans for this fall, consider filling out the 2020-2021 FAFSA sooner rather than later, many state and schools award aid on a first-come, first-serve basis and may have established earlier, “priority” deadlines. If you miss a key deadline to complete the FAFSA, you will limit your ability to qualify for state or institutional funding.

For more information:

finaid.org

http://studentaid.ed.gov

Teaching Suggestions

  • Ask students why it is important to complete the FAFSA form sooner than later?
  • What basic information is needed before beginning the FAFSA application process?

Discussion Questions

  1. Where can you get assistance if you need help in filling out the FAFSA form?
  2. Why is important to take advantage of any scholarships and grants before applying for a federal loan?